Fees For Service

Questions You will want to ask your provider prior to Session.

If you want to get reimbursed for out-of-network coverage then please review your policy and as a guide you may want to ask the following when speaking to the insurance company.

• Do I currently have coverage for mental health?
• How much is the deductible?
• Ask how many approved sessions for the year does the insurance plan cover?
• How much will my policy cover for mental health services under out-of-network?
• What steps do I take to get reimbursement for sessions with a provider that is out-of-network?
• What will be the allotted amount of coverage for each counseling session?
• Do I need my Dr’s approval first?

Life Counseling Orlando is an out-of-network provider

We do not bill the insurance companies directly. Blue Cross Blue Shield does not require a prior authorization for services and will work with you to easily get reimbursed.

For all other insurance companies you must call prior to therapy and get authorization. After sessions I can provide you with an itemized invoice with the correct coding required for reimbursement.

Accepted Forms Of Payment

Life Counseling Orlando accepts all of the major credit cards, Paypal, cash, checks, and health savings debit cards.

Why Consider Paying Fees Privately or Out of Pocket?

Many clients choose to not involve insurance companies for counseling services. Out of pocket therapy sessions do not limit you to a diagnosis, treatment plan or a set number of sessions. Many plans do not cover individual, couples/relational or family therapy. A diagnosis is needed if you use insurance. This becomes a part of your permanent health record. Insurance companies have full right to all your records.

We will work collaboratively as a team to decide how often to attend therapy not the insurance companies. The final advantage relates to session availability. A person seeking counseling is ready now to work on the issue at hand. Private Pay has the flexibility to get you in to see me much sooner.